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<blockquote data-quote="BrownBrokeDown" data-source="post: 1919067" data-attributes="member: 46824"><p><strong>Deductibles</strong> (combined medical and prescription drugs)</p><p></p><p>$1,500 for single coverage</p><p></p><p>$3,000 if you enroll your spouse and/or child(ren)</p><p></p><p>$750 for single coverage</p><p></p><p>$1,500 if you enroll your spouse and/or children)</p><p></p><p>The deductible for out-of-network care is two times the in-network deductible. In-network and out-of-network deductibles must be met separately.</p><p></p><p><strong>Coinsurance after you meet the deductible</strong></p><p></p><p>In-network: X pays 80%, you pay 20%</p><p></p><p>Out-of-network: X pays 50%, you pay 50%</p><p></p><p><strong>Annual</strong></p><p></p><p><strong>out-of-pocket maximum</strong> (including deductible)</p><p></p><p>$3,000 for single coverage</p><p></p><p>$6,000 if you enroll your spouse and/or child(ren)</p><p></p><p>$2,500 for single coverage</p><p></p><p>$5,000 if you enroll your spouse and/or child(ren)</p><p></p><p>The maximum for out-of-network care is two times the in-network maximum. In-network and out-of-network maximums must be met separately.</p><p></p><p><strong>About the health account available with each plan</strong></p><p></p><p><strong>Health Savings Account (HSA)</strong></p><p></p><p><strong>Health Reimbursement Account (HRA)</strong></p><p></p><p>X adds any health rewards you earn to your HSA (note that these amounts count toward the annual contribution maximums)</p><p></p><p>X adds any health rewards you earn to your HRA</p><p></p><p>You decide if you want to also put money in your HSA each year.</p><p></p><p></p><p><strong><em>Maximum pre-tax contributions per year (note that Wellness Rewards count towards these maximums):</em></strong></p><p></p><p>Single Coverage - $3,350</p><p></p><p>Covering Dependents - $6,650</p><p></p><p><em>Associates 55+ can contribute an additional $1,000 pre-tax</em> </p><p></p><p>You cannot save your own money in the HRA; only X can contribute</p><p></p><p>You never pay taxes on the money you and X put in your account as long as you use it for eligible health expenses*</p><p></p><p>You never pay taxes on the money you and X put in your account</p><p></p><p>Unused HSA dollars roll over from plan year to plan year</p><p></p><p>Unused HRA dollars roll over from plan year to plan year as long as you stay in the HRA Plan</p><p></p><p>It’s your money to pay for health care today or in the future — and you can take it with you if you leave X</p><p></p><p>If you leave X or change medical plans, you forfeit the money in your HRA</p><p></p><p>You are not eligible for a Health Care FSA if you have an HSA</p><p></p><p>You remain eligible for a Health Care FSA even if you have an HRA</p><p></p><p><strong>Weekly amount held out of your check for buying the insurance</strong></p><p><strong></strong></p><p><strong>HSA</strong></p><p></p><p><strong>HRA</strong></p><p></p><p><strong>Kaiser (CA Only)</strong></p><p></p><p><strong>Weekly</strong></p><p></p><p><strong>Weekly</strong></p><p></p><p><strong>Weekly</strong></p><p></p><p><strong>With the non-tobacco user discount (associate - and covered spouse - must complete the PHA and indicate that they are a non-tobacco user or complete 3 coaching calls with WebMD)</strong></p><p></p><p>Single</p><p></p><p>$20.07</p><p></p><p>$29.41</p><p></p><p>$33.45</p><p></p><p>You plus child(ren)</p><p></p><p>$40.13</p><p></p><p>$58.81</p><p></p><p>$66.89</p><p></p><p>You plus spouse</p><p></p><p>$48.16</p><p></p><p>$70.58</p><p></p><p>$80.27</p><p></p><p>Family</p><p></p><p>$60.27</p><p></p><p>$88.22</p><p></p><p>$99.82</p><p></p><p><strong>Without the non-tobacco user discount</strong></p><p></p><p>Single</p><p></p><p>$38.53</p><p></p><p>$47.87</p><p></p><p>$51.91</p><p></p><p>You plus child(ren)</p><p></p><p>$58.59</p><p></p><p>$77.27</p><p></p><p>$85.35</p><p></p><p>You plus spouse</p><p></p><p>$66.62</p><p></p><p>$89.04</p><p></p><p>$98.73</p><p></p><p>Family</p><p></p><p>$78.73</p><p></p><p>$106.68</p><p></p><p>$118.28</p></blockquote><p></p>
[QUOTE="BrownBrokeDown, post: 1919067, member: 46824"] [B]Deductibles[/B] (combined medical and prescription drugs) $1,500 for single coverage $3,000 if you enroll your spouse and/or child(ren) $750 for single coverage $1,500 if you enroll your spouse and/or children) The deductible for out-of-network care is two times the in-network deductible. In-network and out-of-network deductibles must be met separately. [B]Coinsurance after you meet the deductible[/B] In-network: X pays 80%, you pay 20% Out-of-network: X pays 50%, you pay 50% [B]Annual[/B] [B]out-of-pocket maximum[/B] (including deductible) $3,000 for single coverage $6,000 if you enroll your spouse and/or child(ren) $2,500 for single coverage $5,000 if you enroll your spouse and/or child(ren) The maximum for out-of-network care is two times the in-network maximum. In-network and out-of-network maximums must be met separately. [B]About the health account available with each plan[/B] [B]Health Savings Account (HSA)[/B] [B]Health Reimbursement Account (HRA)[/B] X adds any health rewards you earn to your HSA (note that these amounts count toward the annual contribution maximums) X adds any health rewards you earn to your HRA You decide if you want to also put money in your HSA each year. [B][I]Maximum pre-tax contributions per year (note that Wellness Rewards count towards these maximums):[/I][/B] Single Coverage - $3,350 Covering Dependents - $6,650 [I]Associates 55+ can contribute an additional $1,000 pre-tax[/I] You cannot save your own money in the HRA; only X can contribute You never pay taxes on the money you and X put in your account as long as you use it for eligible health expenses* You never pay taxes on the money you and X put in your account Unused HSA dollars roll over from plan year to plan year Unused HRA dollars roll over from plan year to plan year as long as you stay in the HRA Plan It’s your money to pay for health care today or in the future — and you can take it with you if you leave X If you leave X or change medical plans, you forfeit the money in your HRA You are not eligible for a Health Care FSA if you have an HSA You remain eligible for a Health Care FSA even if you have an HRA [B]Weekly amount held out of your check for buying the insurance HSA[/B] [B]HRA[/B] [B]Kaiser (CA Only)[/B] [B]Weekly[/B] [B]Weekly[/B] [B]Weekly[/B] [B]With the non-tobacco user discount (associate - and covered spouse - must complete the PHA and indicate that they are a non-tobacco user or complete 3 coaching calls with WebMD)[/B] Single $20.07 $29.41 $33.45 You plus child(ren) $40.13 $58.81 $66.89 You plus spouse $48.16 $70.58 $80.27 Family $60.27 $88.22 $99.82 [B]Without the non-tobacco user discount[/B] Single $38.53 $47.87 $51.91 You plus child(ren) $58.59 $77.27 $85.35 You plus spouse $66.62 $89.04 $98.73 Family $78.73 $106.68 $118.28 [/QUOTE]
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