I have enjoyed approximately 42 years of not having to worry about medical care and prescription cost (something that very very few workers in the USA can say now days). Thank you Teamsters Union. Well that gravy train comes to a screeching hault at the end of Feb next year. Its Medicare time. I'm just starting to study up on what I have to look forward to and its scary. Its really confusing. Does anyone out there have any helpful hints or tips for me about what to look for in supplemental insurance? Where do I apply for Medicare? (shows you how dumb I am concerning this subject.) I'm really not looking forward to this "phase' of my life and may have to revert bact to another "second childhood".