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<blockquote data-quote="bacha29" data-source="post: 4704302" data-attributes="member: 58386"><p>Not telling you what to do but why not take a shot at your disability first rather than take the permanent 25% reduction?</p><p>Mine was a case of dumb luck. One day while waiting for the second hip joint replacement on sheer curiosity I went wondering into the OVR office just to see what they had to offer. As in most cases the only jobs the program created were their own .</p><p></p><p>Anyway, a representative took me out into the hallway and said, "Look, I'm telling you this off the record and I'll deny having ever said it. Why, don't you just go for your disability and be done with it? You've done enough". </p><p></p><p>And so that's what I did. Three months after I made my first and only application , it was approved and back dated a year and a half. </p><p></p><p>And given that your monthly disability benefit will be based on what it would otherwise be at full retirement, it's difficult to find a reason not to take at least one shot at it. Moreover the "Social Security Blue Book" which contains the qualifying criteria is available on line.</p></blockquote><p></p>
[QUOTE="bacha29, post: 4704302, member: 58386"] Not telling you what to do but why not take a shot at your disability first rather than take the permanent 25% reduction? Mine was a case of dumb luck. One day while waiting for the second hip joint replacement on sheer curiosity I went wondering into the OVR office just to see what they had to offer. As in most cases the only jobs the program created were their own . Anyway, a representative took me out into the hallway and said, "Look, I'm telling you this off the record and I'll deny having ever said it. Why, don't you just go for your disability and be done with it? You've done enough". And so that's what I did. Three months after I made my first and only application , it was approved and back dated a year and a half. And given that your monthly disability benefit will be based on what it would otherwise be at full retirement, it's difficult to find a reason not to take at least one shot at it. Moreover the "Social Security Blue Book" which contains the qualifying criteria is available on line. [/QUOTE]
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