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<blockquote data-quote="falcon back" data-source="post: 4748676" data-attributes="member: 81520"><p>It doesn't matter. When a person lives on 65 or 70% of his income because he realizes the small sacrifices he makes while working will pay off when he retires, then retirement is much easier to finance. You mention your car note and the car note your wife took back. I have never had a car note because I never bought a new car. I have never owned a car worth more than 10k and paid cash for each one. Buy them cheap and drive them till they die. Save the money you pay in an note before you buy the car and pay cash for a nice dependable ride. You continue to make excuses for your money woes, yet you refuse to take responsibility for any decision you made in life. You sound like a broken record. Bitch and whine because you retired broke. That was 100% YOUR fault.</p></blockquote><p></p>
[QUOTE="falcon back, post: 4748676, member: 81520"] It doesn't matter. When a person lives on 65 or 70% of his income because he realizes the small sacrifices he makes while working will pay off when he retires, then retirement is much easier to finance. You mention your car note and the car note your wife took back. I have never had a car note because I never bought a new car. I have never owned a car worth more than 10k and paid cash for each one. Buy them cheap and drive them till they die. Save the money you pay in an note before you buy the car and pay cash for a nice dependable ride. You continue to make excuses for your money woes, yet you refuse to take responsibility for any decision you made in life. You sound like a broken record. Bitch and whine because you retired broke. That was 100% YOUR fault. [/QUOTE]
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