ups 401k

[Clemson Gentleman]

For those who may want to invest but don't want to be involved on a regular basis, there are the Bright Horizon target funds. You simply find the fund that is closest to your projected retirement year; however, keep in mind that these funds generally start aggressive and transition to more conservative investments as you near the target date. If you want to remain aggressive simply choose a target fund that is 10 years (or more) beyond your projected retirement year. These funds are basically "set it and forget it".

They're just not aggressive enough in my opinion. But they are definitely the easiest hands off investing method.

 

[IVE GOTTA PACKAGE 4U]

They're just not aggressive enough in my opinion. But they are definitely the easiest hands off investing method.

And who wants to have any money in bonds right now? They are paying next to nothing

 

[UpstateNYUPSer(Ret)]

They're just not aggressive enough in my opinion. But they are definitely the easiest hands off investing method.

This is why you choose a target date that is 5-10 years beyond your projected retirement date.