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UPS Discussions
UPS Health Benefits Shock for Retired Union Employees
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<blockquote data-quote="Jackburton" data-source="post: 1074101" data-attributes="member: 34538"><p><strong>Re: Health Benefit Shock</strong></p><p></p><p></p><p>Not so with the Roth(401k) option and you are maxing it. A regular RothIRA has a limit of 5k that you can contribute, the Roth(401k) under the companies plan is 17k, like a traditional. If you are maxing it out you are actually putting even more in because of the tax free withdrawals, depending on your tax bracket, about 25% more vs a traditional. Without the companies plan I could not be saving as much money as I could otherwise.</p></blockquote><p></p>
[QUOTE="Jackburton, post: 1074101, member: 34538"] [b]Re: Health Benefit Shock[/b] Not so with the Roth(401k) option and you are maxing it. A regular RothIRA has a limit of 5k that you can contribute, the Roth(401k) under the companies plan is 17k, like a traditional. If you are maxing it out you are actually putting even more in because of the tax free withdrawals, depending on your tax bracket, about 25% more vs a traditional. Without the companies plan I could not be saving as much money as I could otherwise. [/QUOTE]
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