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UPS Health Benefits Shock for Retired Union Employees
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<blockquote data-quote="moreluck" data-source="post: 1074269" data-attributes="member: 1246"><p>You said switch to a lower cost plan ..........when at 65 (when Medicare comes) you are likely to need a better plan. No matter how healthy, at 65, stuff happens. </p><p></p><p>You can't preplan that because you don't now what will be available to you........until you are almost 65. The gamble also happens when you decide to let go of a plan, it may not be available if you want to go back. They just stop offering it.</p><p></p><p>I now have plan friend........but if I see I'm not using it and I change to a lower cost plan........Plan friend may not be available anymore.</p><p></p><p>Gamble!!!!.</p></blockquote><p></p>
[QUOTE="moreluck, post: 1074269, member: 1246"] You said switch to a lower cost plan ..........when at 65 (when Medicare comes) you are likely to need a better plan. No matter how healthy, at 65, stuff happens. You can't preplan that because you don't now what will be available to you........until you are almost 65. The gamble also happens when you decide to let go of a plan, it may not be available if you want to go back. They just stop offering it. I now have plan friend........but if I see I'm not using it and I change to a lower cost plan........Plan friend may not be available anymore. Gamble!!!!. [/QUOTE]
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