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Message: <blockquote data-quote="Doomchicken1313" data-source="post: 2392464" data-attributes="member: 64520"><p>So here's the deal.  As a 15 year pt sup I'm on track to receive about 715 at age 65.  My buyout was roughly 30K.  Its not a ton of money considering what it would be if I waited until 65 so I'm a little pissed.  I also realize that I was never really going to depend on a pension from UPS to do anything other than supplement me and my wives SS and 401K and savings.  So the question that I'm having a hard time answering to myself is - do I take this "gift" of 30% of the lifetime value now and get myself better financially (I dont really need to do it, but it would take a ton of stress off me) and start putting money away like a madman in a year when I'm in a much better spot?  Or let it sit..   I welcome questions and suggestions.</p></blockquote><p></p>