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<blockquote data-quote="ManInBrown" data-source="post: 3664274" data-attributes="member: 46614"><p>I was thinking of talking to an expert. I know having 100% in S&P is dangerous. Been very profitable last 18 months but probably not advice an expert would recommend.</p><p></p><p>Here’s what I don’t understand why people prefer the Roth. What does it matter if you pay the taxes now or later? Isn’t all the same, and in some cases couldn’t it be more beneficial to pay them later? That’s the complicated part that I don’t understand. Could they change the laws down the road and tax traditional 401K’s very heavily? Is that why people like Roth?</p></blockquote><p></p>
[QUOTE="ManInBrown, post: 3664274, member: 46614"] I was thinking of talking to an expert. I know having 100% in S&P is dangerous. Been very profitable last 18 months but probably not advice an expert would recommend. Here’s what I don’t understand why people prefer the Roth. What does it matter if you pay the taxes now or later? Isn’t all the same, and in some cases couldn’t it be more beneficial to pay them later? That’s the complicated part that I don’t understand. Could they change the laws down the road and tax traditional 401K’s very heavily? Is that why people like Roth? [/QUOTE]
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