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Message: <blockquote data-quote="El Correcto" data-source="post: 4594070" data-attributes="member: 60631"><p>I think the number 1 cause of bankruptcies is cheap money. No need to save up for big purchases when you can instantly get a loan and make payments. Which by itself isn’t a bad thing, but developing that mind state that you don’t need to save money or have cash set back, always in debt and never ahead. Losing a job you scheduled your monthly payments around or even just getting your hours reduced can devastate people with this mentality.</p></blockquote><p></p>