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Why Don't We Just Compulsory Insure EVERYTHING?
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<blockquote data-quote="Catatonic" data-source="post: 992003" data-attributes="member: 7966"><p>It has been my approach to not carry insurance for anything I cannot afford to replace unless it is required by law.</p><p></p><p>I carry insurance on my houses because it would hurt, really bad, if I had to replace. I also have a $5000 deductible on my houses since I can afford that.</p><p></p><p>I do not carry full coverage on my vehicles because I can afford to replace.</p><p></p><p>I do not have any other type of insurance because the cost to replace times probability is less than the insurance cost.</p><p></p><p>UPS provided Healthcare is mostly just that - a Health Care program. Very little of what is provided is actually what I would categorize as insurance.</p><p></p><p>I never, ever carry insurance for anything that costs less than a $2000 such as you get pressured to buy at Car Dealerships, Sears, Best Buy, Staples, Apple (iPhone, iPad), etc.</p><p>These are just sucker programs.</p></blockquote><p></p>
[QUOTE="Catatonic, post: 992003, member: 7966"] It has been my approach to not carry insurance for anything I cannot afford to replace unless it is required by law. I carry insurance on my houses because it would hurt, really bad, if I had to replace. I also have a $5000 deductible on my houses since I can afford that. I do not carry full coverage on my vehicles because I can afford to replace. I do not have any other type of insurance because the cost to replace times probability is less than the insurance cost. UPS provided Healthcare is mostly just that - a Health Care program. Very little of what is provided is actually what I would categorize as insurance. I never, ever carry insurance for anything that costs less than a $2000 such as you get pressured to buy at Car Dealerships, Sears, Best Buy, Staples, Apple (iPhone, iPad), etc. These are just sucker programs. [/QUOTE]
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Why Don't We Just Compulsory Insure EVERYTHING?
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