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Brown Cafe UPS Forum
UPS Retirement Topics
Would you take a "Lump Sum" offer?
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<blockquote data-quote="Shiftless" data-source="post: 5110521" data-attributes="member: 47472"><p>Just my 2 cent's?</p><p></p><p>Calculating longevity of life and retirement as even a semi-constant value sometimes just doesn't work as planned.</p><p></p><p>I am a huge proponent of retirement planning early. Generally speaking "One Size" Doesn't fit all!</p><p></p><p>I have had two friends pass way in the past few years and both were under 59 and another one 61 just retired UPS, died in August and now another buddy 66 has a month left at max, if that. Worked till he was 65. Virtually saw NO RETIREMENT other than a short slow death and pension check with a couple SS payments. </p><p></p><p>The calculation of Health thru your final years, Value of the monies you set to provide you a retirement, are all values that can change in a blink of an eye prior to retirement or when in retirement. I believe its right up there with one of the biggest decisions you will make in your life!</p><p></p><p>I would guess everyone here who has retired had to come to the conclusion that these factors of risk & health associated with retirement are based on personal specific plans and projected guesses based on ones life and family life expectancies.</p><p></p><p>OK>>>> Dos Cenatvo's given! Retire when you can and NO LATER is my advice!</p></blockquote><p></p>
[QUOTE="Shiftless, post: 5110521, member: 47472"] Just my 2 cent's? Calculating longevity of life and retirement as even a semi-constant value sometimes just doesn't work as planned. I am a huge proponent of retirement planning early. Generally speaking "One Size" Doesn't fit all! I have had two friends pass way in the past few years and both were under 59 and another one 61 just retired UPS, died in August and now another buddy 66 has a month left at max, if that. Worked till he was 65. Virtually saw NO RETIREMENT other than a short slow death and pension check with a couple SS payments. The calculation of Health thru your final years, Value of the monies you set to provide you a retirement, are all values that can change in a blink of an eye prior to retirement or when in retirement. I believe its right up there with one of the biggest decisions you will make in your life! I would guess everyone here who has retired had to come to the conclusion that these factors of risk & health associated with retirement are based on personal specific plans and projected guesses based on ones life and family life expectancies. OK>>>> Dos Cenatvo's given! Retire when you can and NO LATER is my advice! [/QUOTE]
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Would you take a "Lump Sum" offer?
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