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Wow! Suddenly Even Worse Dental Covetage
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<blockquote data-quote="MassWineGuy" data-source="post: 5621890" data-attributes="member: 44554"><p>I’ve had the same great dentist for years. They’re out of network and I’ve been ok with it. I’ve been covered for many crowns and other things, despite a $2,000/year benefit max.</p><p></p><p>Now another dental issue has arisen. I looked on the Cigna website and found that they’re limiting coverage for crowns to one crown every 86 months (seven years).</p><p></p><p>This is not mentioned at all in the materials sent to employees explaining the various plan options. I realize those descriptions are not the plan document, but still.</p><p></p><p>Is Cigna just the administrator and FedEx pays? I think there’s a decent case for legal action to recover costs.</p><p></p><p>Has anyone dealt with this?</p></blockquote><p></p>
[QUOTE="MassWineGuy, post: 5621890, member: 44554"] I’ve had the same great dentist for years. They’re out of network and I’ve been ok with it. I’ve been covered for many crowns and other things, despite a $2,000/year benefit max. Now another dental issue has arisen. I looked on the Cigna website and found that they’re limiting coverage for crowns to one crown every 86 months (seven years). This is not mentioned at all in the materials sent to employees explaining the various plan options. I realize those descriptions are not the plan document, but still. Is Cigna just the administrator and FedEx pays? I think there’s a decent case for legal action to recover costs. Has anyone dealt with this? [/QUOTE]
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