Like everyone else who has tried to retire I am hitting roadblock after roadblock. My question is how many years do I have to work at UPS to qualify for the retiree insurance at age 55? I have 4 years of part time union work, 4 years of part time non union supervision and 18 years of union full time driving. Total of 26 years of service. My local which is within the central states Tennessee is verbally stating that I am not eligible for the retiree insurance without 20 years of full time service. Any help at all would be greatly appreciated!