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Brown Cafe UPS Forum
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You have a great UPS job…. So how much is your CAR payment? Be honest 👀
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<blockquote data-quote="Faceplanted" data-source="post: 5744320" data-attributes="member: 56697"><p>Let’s say you have 40k cash. Boomer David Ramey mentality is to pay that 40k cash and buy a car </p><p></p><p>The smart way to do it is to get the lowest apr term possible. Even now in these <img src="/community/styles/default/xenforo/smilies/group1/censored2.gif" class="smilie" loading="lazy" alt=":censored2:" title="Censored2 :censored2:" data-shortname=":censored2:" />ty times you can get 5% loans on 48 months </p><p></p><p>If you take that 40k, and invest it in a simple index fund, you will gain 10% yearly compounded based on historic data. </p><p></p><p>If you spend that 40k cash and buy a car u get nothing.</p></blockquote><p></p>
[QUOTE="Faceplanted, post: 5744320, member: 56697"] Let’s say you have 40k cash. Boomer David Ramey mentality is to pay that 40k cash and buy a car The smart way to do it is to get the lowest apr term possible. Even now in these :censored:ty times you can get 5% loans on 48 months If you take that 40k, and invest it in a simple index fund, you will gain 10% yearly compounded based on historic data. If you spend that 40k cash and buy a car u get nothing. [/QUOTE]
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You have a great UPS job…. So how much is your CAR payment? Be honest 👀
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