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Brown Cafe UPS Forum
UPS Discussions
You have a great UPS job…. So how much is your CAR payment? Be honest 👀
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<blockquote data-quote="Faceplanted" data-source="post: 5744427" data-attributes="member: 56697"><p>You’re totally not understanding what I’m saying. </p><p></p><p>If you have 40k cash here are your two options</p><p></p><p>1. Buy a car for 40k.</p><p></p><p>2. Take that 40k, and put it in the s&p. 4 yeas Assuming historic 10% Apr returns. 40k = 58564. Get a loan for 40k 48 month. 5% apr = 48k total spent depending on taxes/registration ect </p><p></p><p>10k profit in getting a car loan. This doesn’t take into account inflation</p><p></p><p>NEVER pay cash for any big purchase. You use loans aka leverage to increase your investments</p></blockquote><p></p>
[QUOTE="Faceplanted, post: 5744427, member: 56697"] You’re totally not understanding what I’m saying. If you have 40k cash here are your two options 1. Buy a car for 40k. 2. Take that 40k, and put it in the s&p. 4 yeas Assuming historic 10% Apr returns. 40k = 58564. Get a loan for 40k 48 month. 5% apr = 48k total spent depending on taxes/registration ect 10k profit in getting a car loan. This doesn’t take into account inflation NEVER pay cash for any big purchase. You use loans aka leverage to increase your investments [/QUOTE]
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You have a great UPS job…. So how much is your CAR payment? Be honest 👀
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