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401k, how is yours allocated?
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<blockquote data-quote="pretender" data-source="post: 941038" data-attributes="member: 1493"><p>I can't remember how I opened it--I will have to look back through my records and see. When I opened it, I also signed up with Smart401K. You will be asked a series of the typical questions, to determine your risk level, and they will then make recommendations. The service costs $60 per quarter, but if you are savy enough, I am sure you can make selections and allocations on your own. In my opinion, it is almost as important to reallocate every quarter, as it is choosing the funds. It forces you to buy low and sell high, and also keeps you within your comfort zone regarding risk level.</p></blockquote><p></p>
[QUOTE="pretender, post: 941038, member: 1493"] I can't remember how I opened it--I will have to look back through my records and see. When I opened it, I also signed up with Smart401K. You will be asked a series of the typical questions, to determine your risk level, and they will then make recommendations. The service costs $60 per quarter, but if you are savy enough, I am sure you can make selections and allocations on your own. In my opinion, it is almost as important to reallocate every quarter, as it is choosing the funds. It forces you to buy low and sell high, and also keeps you within your comfort zone regarding risk level. [/QUOTE]
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401k, how is yours allocated?
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