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UPS Retirement Topics
About to hit Medicare..does our insurance as retirees stink?
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<blockquote data-quote="ski or die" data-source="post: 1936205" data-attributes="member: 52818"><p>I have A, B, and D. A is hospitalization which has no premium, $1147 deductible. B is doctor which premium is around $91 per month with co-pays. D is prescription which is purchased thru a private insurer, mine is $14.95 per month with $320 deductible. I also purchased a dental policy with my Part D and Supplemental Policy which the Supplemental Policy covers all my deductibles and only a co-pay of $20 on doctor visits at his office. Social Security starts the month following your birthday. Your health insurance (Medicare) can start the 1st of the month which your birthday falls in. Teamcare ceases on the last day of the previous month of your 65th birthday. You can delay starting Medicare up to 4 months after your birthday. You can also delay taking Social Security until 70 1/2, the longer you wait to take SS, the larger your monthly payment will be. Studies show if you take it at 62, instead of waiting till 67, at approximately 78 you will start losing money because of the difference in payments.</p></blockquote><p></p>
[QUOTE="ski or die, post: 1936205, member: 52818"] I have A, B, and D. A is hospitalization which has no premium, $1147 deductible. B is doctor which premium is around $91 per month with co-pays. D is prescription which is purchased thru a private insurer, mine is $14.95 per month with $320 deductible. I also purchased a dental policy with my Part D and Supplemental Policy which the Supplemental Policy covers all my deductibles and only a co-pay of $20 on doctor visits at his office. Social Security starts the month following your birthday. Your health insurance (Medicare) can start the 1st of the month which your birthday falls in. Teamcare ceases on the last day of the previous month of your 65th birthday. You can delay starting Medicare up to 4 months after your birthday. You can also delay taking Social Security until 70 1/2, the longer you wait to take SS, the larger your monthly payment will be. Studies show if you take it at 62, instead of waiting till 67, at approximately 78 you will start losing money because of the difference in payments. [/QUOTE]
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About to hit Medicare..does our insurance as retirees stink?
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