You guys must be central state pension. Our pension out west is hours worked. I hit 30yrs pt and im planning on retiring next year with around 3000. a month. Ive worked almost fulltime hours all the years. Fulltime is peer 80 pt is peer 84 and i think new hires pt is 88. Our health ins. will cost 150. for single or 300. family per month . When we get to be 65 then medicare will be used first and what that doesnt pay our ups healthcare as it is now will cover the rest. Also when we hit 65 we pay 150.. for ups healthcare and 159. each for medicare. I also recommend checking on your pension when you start getting close. I would of had more money but i took time off for surgeries and lost 36 mths of pension money. I also would recommend 401k ups doesnt match ours but its before taxes . I would also purchase as much ups stock it is worth it Ups pays cash for everything, and the dividends add up. One more thing for pt yes you must work at least 5 yrs to be vested and if you reach your peer you can retire early with a nice pension also we get pacific coast which pays .40 cents an hr in a separate account which we can get when we quit or retire but you have to ask for it, and pt dont need to be vested to get it. i hope this helps fellow employees. Also a side note next year i think mgt going to get nasty because their pension will no be adding anymore money to their plans.