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<blockquote data-quote="bluehdmc" data-source="post: 529904" data-attributes="member: 18471"><p>I also feel there has to be some sort of overhaul of the health care system. I just recieved a bill for some lab work that was done. It lists charges or $899.00 then there is what BC/BS will authorize, $167.37, of which I owe 10%, then it shows an "adjustment" of $731.63. </p><p>Since I have insurance they'll accept payment of $167.37 for their services but some poor schmuck with no insurance would be billed for $899.00? </p><p>I wish someone could explain this to me, but I'd probably get all kinds of double speak. This is how many medical bills are. I had same day surgery about 11yrs ago, the hospital "billed" $3200.00 (which is what they would pursue the guy with no insurance for) yet accepted $1800.00 from blue cross. </p><p>I see similar statements for doctor visits, etc. It's like they have 2 pricing structures, if you have insurance they accept far less. </p><p>No wonder people who lose their insurance because of layoffs, etc. end up skimping on health care. </p><p>I've been a victim of malpractice, poor medical care, fraudulent billing, and doctor's complain how everything costs them so much, etc. Yet around here there still driving Porsches.</p></blockquote><p></p>
[QUOTE="bluehdmc, post: 529904, member: 18471"] I also feel there has to be some sort of overhaul of the health care system. I just recieved a bill for some lab work that was done. It lists charges or $899.00 then there is what BC/BS will authorize, $167.37, of which I owe 10%, then it shows an "adjustment" of $731.63. Since I have insurance they'll accept payment of $167.37 for their services but some poor schmuck with no insurance would be billed for $899.00? I wish someone could explain this to me, but I'd probably get all kinds of double speak. This is how many medical bills are. I had same day surgery about 11yrs ago, the hospital "billed" $3200.00 (which is what they would pursue the guy with no insurance for) yet accepted $1800.00 from blue cross. I see similar statements for doctor visits, etc. It's like they have 2 pricing structures, if you have insurance they accept far less. No wonder people who lose their insurance because of layoffs, etc. end up skimping on health care. I've been a victim of malpractice, poor medical care, fraudulent billing, and doctor's complain how everything costs them so much, etc. Yet around here there still driving Porsches. [/QUOTE]
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