I get email alerts from my bank every time I use my debit card. Thursday I get these alerts about two purchases at Walmart and a gas station in Atlanta. Yeah so? Problem is, I live in Wyoming and was working at the time. Didn't get the emails until I got home that night so I immediately call my bank and speak to some foreign outsourced worker. Guy assures me that they will immediately block the card and send me a replacement card (that should arrive in 7-10 days). I ask the guy if doing this will affect my direct deposit that is scheduled to go in the account in a matter of hours. In his very best attempt at being convincing, he tells me, "you will be good sir." Good, I hang up, check the online banking and it shows the old card was cancelled and replaced. Friday morning and I check the account, NO DIRECT DEPOSIT! Off to work I go so wifey has to go to bank to try and straighten things out. Still no sign of any attempt to deposit the funds. I have a feeling the guy on the phone cancelled or suspended the account instead of just replacing the card. Now I have to go in Monday and try to get UPS to send me a live check since the direct deposit is lost in space. Wife asks me, "Do you think something happened on UPS's end?" I told her probably not but then I got to thinking, "Well hell, maybe. They are based out of Atlanta!" Not only do I get victimized by the crooks who used my card number but the bank charges me a $15 replacement card fee. Then the direct deposit is in limbo. Me thinks this is all a big plot by UPS to hold me hostage by having someone in payroll steal my account number and clone a card then use it, then mysteriously lose my direct deposit...all while making me work 10-12 hours days so I cannot get the bank to straighten things out. Now I have to wait for another check to be issued. OK, so I know that's not what is really going on (if it was, that would make for a great story!) Just needed to vent and laugh about this whole situation so that's what my conspiracy theory would be if I was a conspiracy theorist!