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NorCal Driver on workers comp, any info on Long Term disability? Tips?
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<blockquote data-quote="RoBo" data-source="post: 1882385" data-attributes="member: 33633"><p>Hello all,</p><p></p><p>I'm a 26 year driver in California, and had my first workers comp injury about 7 months ago. My doctor requested surgery which has been denied twice so this looks like a long road. I don't recall anything in my mountain of paperwork regarding Long term disability should it go that long. I had to get an attorney to get an MRI which shows a need for surgery. I had a couple other surgeries a few years ago on other body parts that I did not claim as work related, because ups always says there is no such thing(as a repetitive injury as mine were) and I assumed I wasn't able to file them as such if I didn't have a specific injury date. Well, my attorney advised me there is such a thing, and as such I am in the process of turning those injuries/surgeries into a workers comp case. As you can imagine, UPS is crying foul.</p><p></p><p>As far as I know by word of mouth, I will keep my health insurance for one year after my light duty at UPS ended, and my WC benefits will last 2 years. Does this sound correct?</p><p></p><p>Are there long term benefits that I need to apply for that will kick in after the WC pay ends (should my disability last that long) ?</p><p></p><p>Any ideas on how much that amounts to, and for how long and if there are any health insurance benefits I could apply for after my one year runs out?</p><p></p><p>Thanks to anyone with knowledge in this area. I've been so stressed, and I just don't want any surprises.</p></blockquote><p></p>
[QUOTE="RoBo, post: 1882385, member: 33633"] Hello all, I'm a 26 year driver in California, and had my first workers comp injury about 7 months ago. My doctor requested surgery which has been denied twice so this looks like a long road. I don't recall anything in my mountain of paperwork regarding Long term disability should it go that long. I had to get an attorney to get an MRI which shows a need for surgery. I had a couple other surgeries a few years ago on other body parts that I did not claim as work related, because ups always says there is no such thing(as a repetitive injury as mine were) and I assumed I wasn't able to file them as such if I didn't have a specific injury date. Well, my attorney advised me there is such a thing, and as such I am in the process of turning those injuries/surgeries into a workers comp case. As you can imagine, UPS is crying foul. As far as I know by word of mouth, I will keep my health insurance for one year after my light duty at UPS ended, and my WC benefits will last 2 years. Does this sound correct? Are there long term benefits that I need to apply for that will kick in after the WC pay ends (should my disability last that long) ? Any ideas on how much that amounts to, and for how long and if there are any health insurance benefits I could apply for after my one year runs out? Thanks to anyone with knowledge in this area. I've been so stressed, and I just don't want any surprises. [/QUOTE]
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NorCal Driver on workers comp, any info on Long Term disability? Tips?
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