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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 898163" data-attributes="member: 12570"><p>This is exactly why I urge my younger co-workers to think about their retirement while they are still young--so that their financial situation when they do retire will be such that they will work by choice, not by necessity. I will be 58 when I have my 30 years. I had mentioned to my daughter that I might get my teaching certificate--she then gently reminded me that I don't like kids (this is not entirely true--I like my kids, just don't care for anyone elses) so teaching may not be a good fit for me. </p><p></p><p>Many of you know that I am a disciple of Dave Ramsey. Well, I am less than $1K away from being debt free (other than my mortgage), which is a wonderful feeling. Going in to retirement at or near debt free will be a huge plus.</p><p></p><p>I do know that I want to work as a helper for just one Peak after I call it quits. I think it would be neat to sit in the jump seat for a change knowing that there is zero pressure on me. In Upstate NY we can only work up to 40 hours in the same or similar industry without affecting our pension. </p><p></p><p>We just had a driver retire and less than 2 months later his wife filed for divorce. He had to find a job to pay his bills. That sucks.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 898163, member: 12570"] This is exactly why I urge my younger co-workers to think about their retirement while they are still young--so that their financial situation when they do retire will be such that they will work by choice, not by necessity. I will be 58 when I have my 30 years. I had mentioned to my daughter that I might get my teaching certificate--she then gently reminded me that I don't like kids (this is not entirely true--I like my kids, just don't care for anyone elses) so teaching may not be a good fit for me. Many of you know that I am a disciple of Dave Ramsey. Well, I am less than $1K away from being debt free (other than my mortgage), which is a wonderful feeling. Going in to retirement at or near debt free will be a huge plus. I do know that I want to work as a helper for just one Peak after I call it quits. I think it would be neat to sit in the jump seat for a change knowing that there is zero pressure on me. In Upstate NY we can only work up to 40 hours in the same or similar industry without affecting our pension. We just had a driver retire and less than 2 months later his wife filed for divorce. He had to find a job to pay his bills. That sucks. [/QUOTE]
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