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Brown Cafe UPS Forum
UPS Union Issues
TA- Pros and Cons for part-timers
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<blockquote data-quote="Bagels" data-source="post: 1136249" data-attributes="member: 43436"><p>ER is covered in full on the first day of your symptoms/accident, and x-ray/diagnostics is covered in full at Qwest/US Imaging. Not certain where you see 80% major medical -- it's just a broad term ... it means the fees outside the office visit your doctor charges. The only reference on the pamphlet is toward the deductible -- it means co-pays (e.g. $10 office visit) don't count toward your deductible / it also means that if you see a doctor, you pay only the co-pay even if the deductible isn't met. This is unchanged from our current insurance.</p><p></p><p>Like I said, the benefits provide an option to minimum additional out-of-pocket expenses, and the escalators will help keep costs down -- which will keep the general wage increase in our pockets and help enable no-cost benefits next contract. Instead of getting hung up in the benefits, we should be fighting for a catch-up raise -- 20c per year would net all of us an additional $3500, which for most is several times what the new insurance will cost.</p></blockquote><p></p>
[QUOTE="Bagels, post: 1136249, member: 43436"] ER is covered in full on the first day of your symptoms/accident, and x-ray/diagnostics is covered in full at Qwest/US Imaging. Not certain where you see 80% major medical -- it's just a broad term ... it means the fees outside the office visit your doctor charges. The only reference on the pamphlet is toward the deductible -- it means co-pays (e.g. $10 office visit) don't count toward your deductible / it also means that if you see a doctor, you pay only the co-pay even if the deductible isn't met. This is unchanged from our current insurance. Like I said, the benefits provide an option to minimum additional out-of-pocket expenses, and the escalators will help keep costs down -- which will keep the general wage increase in our pockets and help enable no-cost benefits next contract. Instead of getting hung up in the benefits, we should be fighting for a catch-up raise -- 20c per year would net all of us an additional $3500, which for most is several times what the new insurance will cost. [/QUOTE]
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