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<blockquote data-quote="&#039;Lord Brown&#039;s bidding&#039;" data-source="post: 1323182" data-attributes="member: 32753"><p>We don't have to "pay" for our health insurance; in the fifth year there is a deductible ($100 for singles, $200 for families), but that is no where near the same.</p><p></p><p>I pay for my car insurance, a premium. In addition, if I have an accident I must pay my deductible, which is for me $500 (to make the premium less; I had $250). I can avoid paying the deductible by avoiding accidents, but no matter what I still "pay" for the insurance via the premium. </p><p></p><p>With Teamcare there is no premium, no "price we pay" for the plan. So, if you don't get sick you won't pay deductibles, and thus won't pay towards your insurance. And the $200 deductible is rather low.</p><p></p><p>Before some say I am settling and ok with concessions, it should be pointed out - again- that UPS intended to get out of providing us insurance. I don't believe that was just some story, as we saw what they did to their non - union employees, who now have a <em>premium</em> as well as a deductible.</p></blockquote><p></p>
[QUOTE="'Lord Brown's bidding', post: 1323182, member: 32753"] We don't have to "pay" for our health insurance; in the fifth year there is a deductible ($100 for singles, $200 for families), but that is no where near the same. I pay for my car insurance, a premium. In addition, if I have an accident I must pay my deductible, which is for me $500 (to make the premium less; I had $250). I can avoid paying the deductible by avoiding accidents, but no matter what I still "pay" for the insurance via the premium. With Teamcare there is no premium, no "price we pay" for the plan. So, if you don't get sick you won't pay deductibles, and thus won't pay towards your insurance. And the $200 deductible is rather low. Before some say I am settling and ok with concessions, it should be pointed out - again- that UPS intended to get out of providing us insurance. I don't believe that was just some story, as we saw what they did to their non - union employees, who now have a [I]premium[/I] as well as a deductible. [/QUOTE]
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