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<blockquote data-quote="Mugarolla" data-source="post: 1433065" data-attributes="member: 8481"><p>Let me answer that with just one example. My son has seen his PCP 2 or 3 times for stomach pain, constipation. He was in severe pain a few weeks ago at 11:00 PM. We did not know what it was so we took him to the ER. We're talking keeling over severe pain. He is 5.</p><p></p><p>They fixed him up and gave him some meds to help with the problem but did not admit him. Just got the bill. Hospital charge of over $6000 reduced to just under $4000 because of insurance negotiated rate.</p><p></p><p>Here's the Teamcrap part. Since he wasn't admitted, I am liable for 20% of the bill. My portion is almost $800. Under the old insurance, my portion would have been $0. This is just one example, of many, why Teamcrap sucks.</p></blockquote><p></p>
[QUOTE="Mugarolla, post: 1433065, member: 8481"] Let me answer that with just one example. My son has seen his PCP 2 or 3 times for stomach pain, constipation. He was in severe pain a few weeks ago at 11:00 PM. We did not know what it was so we took him to the ER. We're talking keeling over severe pain. He is 5. They fixed him up and gave him some meds to help with the problem but did not admit him. Just got the bill. Hospital charge of over $6000 reduced to just under $4000 because of insurance negotiated rate. Here's the Teamcrap part. Since he wasn't admitted, I am liable for 20% of the bill. My portion is almost $800. Under the old insurance, my portion would have been $0. This is just one example, of many, why Teamcrap sucks. [/QUOTE]
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