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The focus on 401ks has destroyed the retirement for millions of Americans over the last generation.
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<blockquote data-quote="brett636" data-source="post: 2359768" data-attributes="member: 249"><p>You are repeating this argument that our lives are often out of our control when the opposite is true. You are ignoring the fact that there are decades and decades of data which show that if you just put a little bit of money away over a long period of time in a plan like a 401k you will have a nice sum of money to enjoy and live off of at retirement. Too many people simply forego saving that little bit of money, which usually amounts to pennies on the dollar, so that they can have a new car in the driveway(which depreciates like a rock), go on a vacation they cannot afford, or simply go out to eat at restaurants when they could save money by eating at home more often. The 1% or even the .1% you keep referring too has nothing to do with people simply being irresponsible.</p></blockquote><p></p>
[QUOTE="brett636, post: 2359768, member: 249"] You are repeating this argument that our lives are often out of our control when the opposite is true. You are ignoring the fact that there are decades and decades of data which show that if you just put a little bit of money away over a long period of time in a plan like a 401k you will have a nice sum of money to enjoy and live off of at retirement. Too many people simply forego saving that little bit of money, which usually amounts to pennies on the dollar, so that they can have a new car in the driveway(which depreciates like a rock), go on a vacation they cannot afford, or simply go out to eat at restaurants when they could save money by eating at home more often. The 1% or even the .1% you keep referring too has nothing to do with people simply being irresponsible. [/QUOTE]
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The focus on 401ks has destroyed the retirement for millions of Americans over the last generation.
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