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UPSers Credit Card (on topic)
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<blockquote data-quote="Overpaid Union Thug" data-source="post: 2158600" data-attributes="member: 198"><p>Most people think that debt is "normal". Which it is. But if you listen to Dave Ramsey like I used to then you already know that his methods are based on the goal for people to not be normal. I got out of some serious debt years ago by following the debt snowball program. That included paying off credit cards. </p><p></p><p>I like Dave Ramseys program and what he stands for but i also like free stuff. Once I got wiser with my money I started using credit cards again strictly for the points. I pay my balances weekly. I've cashed the points in on some pretty good chunks of cash and/or free hotel rooms. </p><p></p><p>But you are right about debt. It's so risky to have more than a mortgage for debt. And maybe one car note. Anything more than that and you end up just like what Tyler Durden said in Fight Club. "The things you own end up owning you."</p></blockquote><p></p>
[QUOTE="Overpaid Union Thug, post: 2158600, member: 198"] Most people think that debt is "normal". Which it is. But if you listen to Dave Ramsey like I used to then you already know that his methods are based on the goal for people to not be normal. I got out of some serious debt years ago by following the debt snowball program. That included paying off credit cards. I like Dave Ramseys program and what he stands for but i also like free stuff. Once I got wiser with my money I started using credit cards again strictly for the points. I pay my balances weekly. I've cashed the points in on some pretty good chunks of cash and/or free hotel rooms. But you are right about debt. It's so risky to have more than a mortgage for debt. And maybe one car note. Anything more than that and you end up just like what Tyler Durden said in Fight Club. "The things you own end up owning you." [/QUOTE]
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