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<blockquote data-quote="Oldfart" data-source="post: 2894369" data-attributes="member: 64407">My deductible is $1850.&nbsp;&nbsp; The years with a $500 deductible went out with bias belted tires.&nbsp; Do some research and you will see that anyone with a $1500 or lower deductible is either a government worker or a union worker.&nbsp; Ask your customers what their deductible is.&nbsp; Many are higher than mine.&nbsp; Most of them don&#039;t get the $900 HRA account we get.&nbsp; You roll over some of that and next thing you know,&nbsp; your sitting on an HRA account that has enough to pay your deductible.&nbsp;&nbsp; Insurance is the biggest problem every American faces today.&nbsp; Premiums, deductibles, limits on what it will or won&#039;t cover is not isolated to FDX.Concerning the pay increases.&nbsp;&nbsp; You must not have worked here before 2008 because it was &quot;your understanding&quot; how raises went.&nbsp; If I make a few more dollars than newer employees because I am topped out, and they are getting up to 7% raises and I am getting 3%,&nbsp; why am I still making a few more dollars that those same employees?&nbsp; If he is getting 7%, that is about $1.25 per year.&nbsp;&nbsp; I am getting 3%, which is .60 or so.&nbsp; In 3 or 4 years, he has gotten close to $3.75 in raises and I have gotten less than $2.&nbsp; Why is the difference in our salary still the same few dollars.&nbsp; I have never heard of any review resulting in a 7% raise, but if you say it did,&nbsp; I will just have to believe you.&nbsp; I just don&#039;t see how anyone could get double my raise for a number of years and still make less than me.</blockquote>

[QUOTE="Oldfart, post: 2894369, member: 64407"] My deductible is $1850. The years with a $500 deductible went out with bias belted tires. Do some research and you will see that anyone with a $1500 or lower deductible is either a government worker or a union worker. Ask your customers what their deductible is. Many are higher than mine. Most of them don't get the $900 HRA account we get. You roll over some of that and next thing you know, your sitting on an HRA account that has enough to pay your deductible. Insurance is the biggest problem every American faces today. Premiums, deductibles, limits on what it will or won't cover is not isolated to FDX. Concerning the pay increases. You must not have worked here before 2008 because it was "your understanding" how raises went. If I make a few more dollars than newer employees because I am topped out, and they are getting up to 7% raises and I am getting 3%, why am I still making a few more dollars that those same employees? If he is getting 7%, that is about $1.25 per year. I am getting 3%, which is .60 or so. In 3 or 4 years, he has gotten close to $3.75 in raises and I have gotten less than $2. Why is the difference in our salary still the same few dollars. I have never heard of any review resulting in a 7% raise, but if you say it did, I will just have to believe you. I just don't see how anyone could get double my raise for a number of years and still make less than me. [/QUOTE]

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