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Brown Cafe UPS Forum
UPS Union Issues
2018 Contract leaks
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<blockquote data-quote="35years" data-source="post: 3165729" data-attributes="member: 60822"><p>Be advised buyouts are usually bad deals for retirees.</p><p>But if you have a terminal condition...perhaps not.</p><p></p><p>Anyone offered a buy out should at least be informed before making a decision.</p><p>Paying a professional to evaluate the offer is probally best, but there are tools online as well...</p><p></p><p>Very basic calculator below, other are more precise.</p><p>A buyout in my case would have to exceed $1,000,000 to be valued fairly.</p><p>Years to retirement, age, physical condition, spousal benefit, and expected investment return all play a role in the decision. Also consider the health of the plan and the possibility of a future reduction in benefits. </p><p></p><p><a href="https://www.forbes.com/sites/baldwin/2016/01/10/maximize-your-pension-with-this-calculator/#609f974648d5" target="_blank">Maximize Your Pension With This Calculator</a></p></blockquote><p></p>
[QUOTE="35years, post: 3165729, member: 60822"] Be advised buyouts are usually bad deals for retirees. But if you have a terminal condition...perhaps not. Anyone offered a buy out should at least be informed before making a decision. Paying a professional to evaluate the offer is probally best, but there are tools online as well... Very basic calculator below, other are more precise. A buyout in my case would have to exceed $1,000,000 to be valued fairly. Years to retirement, age, physical condition, spousal benefit, and expected investment return all play a role in the decision. Also consider the health of the plan and the possibility of a future reduction in benefits. [URL="https://www.forbes.com/sites/baldwin/2016/01/10/maximize-your-pension-with-this-calculator/#609f974648d5"]Maximize Your Pension With This Calculator[/URL] [/QUOTE]
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