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Message: <blockquote data-quote="DaveA" data-source="post: 4882472" data-attributes="member: 29093">Hope you are right.  55 is going to be a challenge for me.  70...not a chance.I would very likely take a buyout.  Pension is frozen for all management effective January 1, 2023.  I will still receive a very healthy pension from having 20+ years in.  If I stay I can take early retirement at 55.  Reality is I would likely still have to work part time to bridge the gap to 65.  Not just for healthcare, but also income.  Also, once the pension is frozen, they start putting some serious money into my 401k as a makeup contribution.  I'm at the higher end of these 'extra' 401k makeup contributions because of my years of service.  So I do think that likely get me in the targeted group if there is an ops buyout.  Time will tell...</blockquote>