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<blockquote data-quote="DriverNerd" data-source="post: 4700591" data-attributes="member: 61439"><p>401k's are for long term investing. If you're not savvy with investing then it's a terrific option, especially with a roth. Sure, you can do better investing in individual stocks/metals/bitcoin etc, but most wouldn't want to do all that work research. If you're not putting money away for retirement your entire life you'll be in for a rough time when you retire. I don't see anything wrong with a bright horizon, especially if you choose a far out date so it's much more aggressive. If you're closer to retirement and need more then it's not a good choice.</p><p></p><p>I do 500/400/international mix.</p></blockquote><p></p>
[QUOTE="DriverNerd, post: 4700591, member: 61439"] 401k's are for long term investing. If you're not savvy with investing then it's a terrific option, especially with a roth. Sure, you can do better investing in individual stocks/metals/bitcoin etc, but most wouldn't want to do all that work research. If you're not putting money away for retirement your entire life you'll be in for a rough time when you retire. I don't see anything wrong with a bright horizon, especially if you choose a far out date so it's much more aggressive. If you're closer to retirement and need more then it's not a good choice. I do 500/400/international mix. [/QUOTE]
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