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Brown Cafe UPS Forum
UPS Retirement Topics
401K
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<blockquote data-quote="ManInBrown" data-source="post: 5845957" data-attributes="member: 46614"><p>I’m 100% s&p. You literally cannot lose. Will it go down at times? Absolutely. Will there be years you get smoked? Yes. Will it go back up? Absolutely. The only way you lose everything is if there is a nuclear war and at that point who cares. You’re dead. I’ll pull it out and drop it in something stable 2 years before retirement.</p><p></p><p>At the end of the day it’s craps and giggles money. I know plenty of drivers that put zero in and never plan on putting anything in. You couldn’t be dumber. I vary year to year somewhere between 10%-14%. All Roth. We get a pension. SS. There’s no way I don’t have $500k-$600k when I retire. Everyone should be all s&p. Long term you cannot lose. </p><p></p><p>1-1-2023/1-1-2024 +20.84%</p><p></p><p>1-1-2024/current +5.01%</p><p></p><p>1-1-2022/1-1-2023 -15.11%</p></blockquote><p></p>
[QUOTE="ManInBrown, post: 5845957, member: 46614"] I’m 100% s&p. You literally cannot lose. Will it go down at times? Absolutely. Will there be years you get smoked? Yes. Will it go back up? Absolutely. The only way you lose everything is if there is a nuclear war and at that point who cares. You’re dead. I’ll pull it out and drop it in something stable 2 years before retirement. At the end of the day it’s craps and giggles money. I know plenty of drivers that put zero in and never plan on putting anything in. You couldn’t be dumber. I vary year to year somewhere between 10%-14%. All Roth. We get a pension. SS. There’s no way I don’t have $500k-$600k when I retire. Everyone should be all s&p. Long term you cannot lose. 1-1-2023/1-1-2024 +20.84% 1-1-2024/current +5.01% 1-1-2022/1-1-2023 -15.11% [/QUOTE]
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