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Brown Cafe UPS Forum
UPS Retirement Topics
Best time of year to retire
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<blockquote data-quote="Overpaid Union Thug" data-source="post: 4988601" data-attributes="member: 198"><p>It’s all over the place. Versus what we have now, which is an unfair comparison, it all sucks. But seems to be quite competitive with teamster insurance. I have not been able to find detailed information about teamster insurance though.</p><p>But I have heard its like $400/month per family only covers you up to $250,000 or something like that.</p><p></p><p> I have found one plan that’s slightly cheaper than that on the “marketplace” (that includes dental) with a co-pay of $30 per visit. But only covering 50% of just about every procedure. Then there’s the option of choosing plans with a higher deductible versus lower. Some plans have no premium at all because of the tax credit. The ones that seemed more reasonable, and competitive with teamster insurance, are the ones where you pay a premium.</p><p></p><p>There is a place on the website where you can compare plans. Just answer a few questions. I put in the age I expect I’ll be when I retire and my current ZIP Code. It’s a lot to look at and compare. Luckily I have about seven years before I really need to start looking.</p></blockquote><p></p>
[QUOTE="Overpaid Union Thug, post: 4988601, member: 198"] It’s all over the place. Versus what we have now, which is an unfair comparison, it all sucks. But seems to be quite competitive with teamster insurance. I have not been able to find detailed information about teamster insurance though. But I have heard its like $400/month per family only covers you up to $250,000 or something like that. I have found one plan that’s slightly cheaper than that on the “marketplace” (that includes dental) with a co-pay of $30 per visit. But only covering 50% of just about every procedure. Then there’s the option of choosing plans with a higher deductible versus lower. Some plans have no premium at all because of the tax credit. The ones that seemed more reasonable, and competitive with teamster insurance, are the ones where you pay a premium. There is a place on the website where you can compare plans. Just answer a few questions. I put in the age I expect I’ll be when I retire and my current ZIP Code. It’s a lot to look at and compare. Luckily I have about seven years before I really need to start looking. [/QUOTE]
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Best time of year to retire
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