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Can I withdraw ROTH 401K somehow?
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<blockquote data-quote="Smooth_Loader" data-source="post: 3491138" data-attributes="member: 72365"><p>My wife and I are currently going through the process to buy our first house and was planning on using my 401K for the closing costs. Yesterday, I call Prudential Retirement and they tell me because it is a ROTH 401K I can't withdraw it, transfer it, take a loan from it, or even a hardship Unless I quit or am 59+ years old..</p><p></p><p>Is this right? No one at UPS told me that there would be this extremely stupid plan, nor did I know there would be this stipulation in this 401k or else I would've changed it a LONG time ago.</p><p></p><p>Is there anything at all I can do?</p></blockquote><p></p>
[QUOTE="Smooth_Loader, post: 3491138, member: 72365"] My wife and I are currently going through the process to buy our first house and was planning on using my 401K for the closing costs. Yesterday, I call Prudential Retirement and they tell me because it is a ROTH 401K I can't withdraw it, transfer it, take a loan from it, or even a hardship Unless I quit or am 59+ years old.. Is this right? No one at UPS told me that there would be this extremely stupid plan, nor did I know there would be this stipulation in this 401k or else I would've changed it a LONG time ago. Is there anything at all I can do? [/QUOTE]
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Can I withdraw ROTH 401K somehow?
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