I live in Texas and Tx does not recognise us, but we followed the UPS guidlines from when I was part time. We went to Vermont and got "married" and everything has been fine for 4 years now she just had a baby in June and they say oops sorry we should not have covered her so now we are stuck with the bills coming in. And yesterday I recieved a stack of the explination of benifits from them that were paid, but they have retracted them and now say we are responsible for those bills as well. I am at a loss when we called and switched from part time "Aetna" to fulltime "CS" we did not have to send anything in to them. And as far as we knew everything was as it should be. Any advice would be great, and I have talked to my local union but I need so input from someone that might have had this happen or might know what I can do. Thanks