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<blockquote data-quote="bacha29" data-source="post: 4481560" data-attributes="member: 58386"><p>A few years back county of two from mine a guy named Brubaker started hauling Amish in this barely legal old van with bad tires insured as a private passenger vehicle by "Jake" dressed in khakis . Well, the guy blows out a bad tire, jumps the medial and hits semi head on . He killed 3 of the Amish in the van. He was lucky. He got killed as well. Now after "Jake", had to pay out a feces load of money , an enormous claim "Jake" let it be plainly known how he felt publicly Now to paraphrase "Jake" what he said was "This is flat out insurance fraud. If we catch you SOB's doing this we will cancel your policy and prosecute to the fullest extent of the law. And if you get in a wreck while you're doing this we will not only deny the claim we'll cancel your policy and prosecute to the fullest extent of the law". The fact that you are willfully and knowingly engaging in an activity that clearly represents insurance fraud it doesn't require filing a claim to be guilty of insurance fraud because you've been willfully committing it all along. </p><p></p><p>Last peak season when UPS put out the call for PVD's I got curious because "Jake" insures everything I've got. So I called the agent and asked if "Jake" had changed his mind in any way.......The answer was a flat out ....."NO!" Now "Jake" is a mutual insurance company which means that everybody's got a stake in it and so "Jake" naturally takes a genuine disliking to somebody who cheats.</p></blockquote><p></p>
[QUOTE="bacha29, post: 4481560, member: 58386"] A few years back county of two from mine a guy named Brubaker started hauling Amish in this barely legal old van with bad tires insured as a private passenger vehicle by "Jake" dressed in khakis . Well, the guy blows out a bad tire, jumps the medial and hits semi head on . He killed 3 of the Amish in the van. He was lucky. He got killed as well. Now after "Jake", had to pay out a feces load of money , an enormous claim "Jake" let it be plainly known how he felt publicly Now to paraphrase "Jake" what he said was "This is flat out insurance fraud. If we catch you SOB's doing this we will cancel your policy and prosecute to the fullest extent of the law. And if you get in a wreck while you're doing this we will not only deny the claim we'll cancel your policy and prosecute to the fullest extent of the law". The fact that you are willfully and knowingly engaging in an activity that clearly represents insurance fraud it doesn't require filing a claim to be guilty of insurance fraud because you've been willfully committing it all along. Last peak season when UPS put out the call for PVD's I got curious because "Jake" insures everything I've got. So I called the agent and asked if "Jake" had changed his mind in any way.......The answer was a flat out ....."NO!" Now "Jake" is a mutual insurance company which means that everybody's got a stake in it and so "Jake" naturally takes a genuine disliking to somebody who cheats. [/QUOTE]
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