Home
Forums
New posts
Search forums
What's new
New posts
Latest activity
Members
Current visitors
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Home
Forums
Brown Cafe UPS Forum
UPS Retirement Topics
enrolling in 401k
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="flatbread" data-source="post: 3056409" data-attributes="member: 60612"><p>Just as a starting point, you could go "age in bonds." You're 22, so 78% stocks, 22% bonds. Vary that by 10% towards stocks if you wish (88/12). Check once or twice a year to rebalance to your age. Or just put it all in Bright Horizon to your expected retirement year and let it diversify among the funds for you.</p><p></p><p>But the others above saying that saving is more important are correct at least at your age. Get funds in there now. I started at age 22. I'm now 32. The funds I've put in since have about doubled. That will be an even bigger difference in the final balance down the road.</p><p></p><p>Book recommendation: <em>The Bogleheads' Guide to Investing</em>.</p></blockquote><p></p>
[QUOTE="flatbread, post: 3056409, member: 60612"] Just as a starting point, you could go "age in bonds." You're 22, so 78% stocks, 22% bonds. Vary that by 10% towards stocks if you wish (88/12). Check once or twice a year to rebalance to your age. Or just put it all in Bright Horizon to your expected retirement year and let it diversify among the funds for you. But the others above saying that saving is more important are correct at least at your age. Get funds in there now. I started at age 22. I'm now 32. The funds I've put in since have about doubled. That will be an even bigger difference in the final balance down the road. Book recommendation: [I]The Bogleheads' Guide to Investing[/I]. [/QUOTE]
Insert quotes…
Verification
Post reply
Home
Forums
Brown Cafe UPS Forum
UPS Retirement Topics
enrolling in 401k
Top