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Brown Cafe UPS Forum
UPS Retirement Topics
enrolling in 401k
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<blockquote data-quote="CoolStoryBro" data-source="post: 3057788" data-attributes="member: 68103"><p>the mutual funds in our teamster 401k are atrocious.</p><p></p><p>The bny mellon s&p 500 index fund has a 28 basis point custodial fee and 75 basis point transaction fee. Not great but ok. Our 401k sucks.</p><p></p><p>I quite like warren buffet's suggested allocation to normal people. 90% in s&p. 10% in bonds. However i would not hold those bonds in a crappy mutual fund in our crappy 401k plan. Personal accounts and ira's sre better in my opinion</p></blockquote><p></p>
[QUOTE="CoolStoryBro, post: 3057788, member: 68103"] the mutual funds in our teamster 401k are atrocious. The bny mellon s&p 500 index fund has a 28 basis point custodial fee and 75 basis point transaction fee. Not great but ok. Our 401k sucks. I quite like warren buffet's suggested allocation to normal people. 90% in s&p. 10% in bonds. However i would not hold those bonds in a crappy mutual fund in our crappy 401k plan. Personal accounts and ira's sre better in my opinion [/QUOTE]
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