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Brown Cafe UPS Forum
UPS Union Issues
Has our union proven themselves useless at this point?
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<blockquote data-quote="olroadbeech" data-source="post: 1468940" data-attributes="member: 52145"><p>you can manage your 401k. its called the SMA , self managed account. you can transfer money from the regular 401k to a SMA and buy stocks and mutual funds. I have about 25% of my 401k in a SMA. you can put all on if you want.</p><p></p><p>you can also start a IRA that is tax deferred depending on your income. my spouse does not work so I can max out the 401 and max out my IRA tax deferred every year. that's 33k for us every year.</p><p></p><p>don't put all your eggs in one basket. you can have pension, social security and income from 401k and IRA. that will be a lot of mullah. for us it will be 140% more than I am taking home now.</p></blockquote><p></p>
[QUOTE="olroadbeech, post: 1468940, member: 52145"] you can manage your 401k. its called the SMA , self managed account. you can transfer money from the regular 401k to a SMA and buy stocks and mutual funds. I have about 25% of my 401k in a SMA. you can put all on if you want. you can also start a IRA that is tax deferred depending on your income. my spouse does not work so I can max out the 401 and max out my IRA tax deferred every year. that's 33k for us every year. don't put all your eggs in one basket. you can have pension, social security and income from 401k and IRA. that will be a lot of mullah. for us it will be 140% more than I am taking home now. [/QUOTE]
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Has our union proven themselves useless at this point?
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