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Brown Cafe UPS Forum
UPS Union Issues
Healthcare cost raised for the retired
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<blockquote data-quote="ski or die" data-source="post: 2088637" data-attributes="member: 52818"><p>Some Local Supplements could be different. But at most Locals, the month you turn 65, you lose TeamCare on the first day of the month of your birthday. Say April 15 is your birthday, Medicare Part A kicks in on April 1st and you lose your TeamCare that same day. Also, Part A only covers hospitalization and there is no premium but does have a deductible. You will need to purchase Part B for doctor's. Also a good Supplement will cover most of deductibles for Part A and B with very little copays. But Supplemental does not cover Part D (prescriptions) which you can purchase separately. Part D is not as good as TeamCare coverage. Part A and Part B with a good Supplement beats TeamCare hands down in out of pocket cost. Medicare Advantage is also available which will cover doctor's and prescriptions at a lower premium cost than Supplemental insurance but it has higher deductibles and co-pays.</p></blockquote><p></p>
[QUOTE="ski or die, post: 2088637, member: 52818"] Some Local Supplements could be different. But at most Locals, the month you turn 65, you lose TeamCare on the first day of the month of your birthday. Say April 15 is your birthday, Medicare Part A kicks in on April 1st and you lose your TeamCare that same day. Also, Part A only covers hospitalization and there is no premium but does have a deductible. You will need to purchase Part B for doctor's. Also a good Supplement will cover most of deductibles for Part A and B with very little copays. But Supplemental does not cover Part D (prescriptions) which you can purchase separately. Part D is not as good as TeamCare coverage. Part A and Part B with a good Supplement beats TeamCare hands down in out of pocket cost. Medicare Advantage is also available which will cover doctor's and prescriptions at a lower premium cost than Supplemental insurance but it has higher deductibles and co-pays. [/QUOTE]
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