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Message: <blockquote data-quote="BrownArmy" data-source="post: 3711407" data-attributes="member: 18225">There’s two schools of thought here:. Play the game according to the ‘rules’, and take your chances.... Disregard the ‘rules’ completely.Scenario one, you participate in the fiction of our economic system, if you play it correctly, you succeed.Scenario two, you don’t participate in the fiction of our economic system, you don’t invest, you don’t save, you don’t go to the dentist...You die early, with no money and bad teeth.Roll the dice either way, but don’t hate the players, hate the game...In lieu of perfection, most of us make sensible investments due to our particular situations.</blockquote>