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<blockquote data-quote="beentheredonethat" data-source="post: 1353436" data-attributes="member: 4886"><p>Our mgmt health insurance plan is almost identical in terms of providers. VSP for vision, Aetna for dental, UHC for medical and CVS\Caremark for Rx. The big issue is what the cost is vs coverage. I know with the low cost\high deductible plan we get a Mastercard credit card for our out of pockets that we replenish with the money we elect to put into the HSA each pay period. It's nice paying for it in this format. The big issue (IMO) is that day 1 of when you sign up there is no money in the HSA. As you know, some medical procedures\dental\Rx can be expensive. Usually it's not a big deal once time has passed and you have a decent amount in your HSA. If I recall correctly, with the low deductible \high cost plan, you paid out of pocket and the system reimbursed you into your checking account the money later (usually within a month).</p></blockquote><p></p>
[QUOTE="beentheredonethat, post: 1353436, member: 4886"] Our mgmt health insurance plan is almost identical in terms of providers. VSP for vision, Aetna for dental, UHC for medical and CVS\Caremark for Rx. The big issue is what the cost is vs coverage. I know with the low cost\high deductible plan we get a Mastercard credit card for our out of pockets that we replenish with the money we elect to put into the HSA each pay period. It's nice paying for it in this format. The big issue (IMO) is that day 1 of when you sign up there is no money in the HSA. As you know, some medical procedures\dental\Rx can be expensive. Usually it's not a big deal once time has passed and you have a decent amount in your HSA. If I recall correctly, with the low deductible \high cost plan, you paid out of pocket and the system reimbursed you into your checking account the money later (usually within a month). [/QUOTE]
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