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Brown Cafe UPS Forum
UPS Retirement Topics
Is This the Correct Retirement Info?
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<blockquote data-quote="Catatonic" data-source="post: 1171782" data-attributes="member: 7966"><p>I assume these two amounts are actuarially the same but one thing to consider is the inflation rate.</p><p>That 850$ now becomes $425 ten years from now and $212 twenty years from now.</p><p>I would be tempted to take the $40000 now and invest it but be honest with yourself if you will leave it alone.</p><p></p><p>I would definitely go the Soc Sec disability route.</p><p>You should apply immediately to establish a start date.</p><p>If in the future they put you on disability, it pays back to your original date.</p><p>they will deny you the first time - guaranteed!</p><p></p><p>Good luck!</p></blockquote><p></p>
[QUOTE="Catatonic, post: 1171782, member: 7966"] I assume these two amounts are actuarially the same but one thing to consider is the inflation rate. That 850$ now becomes $425 ten years from now and $212 twenty years from now. I would be tempted to take the $40000 now and invest it but be honest with yourself if you will leave it alone. I would definitely go the Soc Sec disability route. You should apply immediately to establish a start date. If in the future they put you on disability, it pays back to your original date. they will deny you the first time - guaranteed! Good luck! [/QUOTE]
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