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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 856558" data-attributes="member: 12570"><p>I for one have had just about enough of this pity party. The last I heard there is no indentured servitude at FedEx--in other words, you are free to go at any time; however, due to your age and health issues you would be hard pressed to find an employer who would be willing to hire you or to offer health coverage which would cover your existing conditions so, for all intents and purposes, you are stuck.</p><p></p><p>I am sorry things did not work out the way that you would have liked. Things don't work out for a lot of people. It could be worse--you could be pushing a shopping cart with all of your worldly possessions wondering where your next meal was going to come from and trying to remember how good a hot shower used to feel.</p><p></p><p>You think that all UPS drivers are millionaires. Think again--most of my co-workers live paycheck to paycheck. Few have saved for retirement and will be relying solely on their pensions. Most budget based on all of the overtime they receive rather than on a 40 hour week. When I suggest to my younger co-workers that they should fund their 401k's they laugh at me and tell me retirement is a million miles away. </p><p></p><p>I have about $5K in debt left to pay off (other than my mortgage). I have about $60K in my 401k. My plan is to pay off the debt before the year is out and then max out my 401k for my remaining 7 1/2 yrs while remaining debt free. I hope to have at least $200K by the time I retire and plan to let it continue to build until I am forced to start taking withdrawals at 70 1/2. (why is everything associated with a 401k in 1/2 yr increments?) I will live on my $5K/month pension and the $1K or so from SS.</p><p></p><p>Life is what we make of it. You can sit and whine about what could have been or you can make the best of what you have.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 856558, member: 12570"] I for one have had just about enough of this pity party. The last I heard there is no indentured servitude at FedEx--in other words, you are free to go at any time; however, due to your age and health issues you would be hard pressed to find an employer who would be willing to hire you or to offer health coverage which would cover your existing conditions so, for all intents and purposes, you are stuck. I am sorry things did not work out the way that you would have liked. Things don't work out for a lot of people. It could be worse--you could be pushing a shopping cart with all of your worldly possessions wondering where your next meal was going to come from and trying to remember how good a hot shower used to feel. You think that all UPS drivers are millionaires. Think again--most of my co-workers live paycheck to paycheck. Few have saved for retirement and will be relying solely on their pensions. Most budget based on all of the overtime they receive rather than on a 40 hour week. When I suggest to my younger co-workers that they should fund their 401k's they laugh at me and tell me retirement is a million miles away. I have about $5K in debt left to pay off (other than my mortgage). I have about $60K in my 401k. My plan is to pay off the debt before the year is out and then max out my 401k for my remaining 7 1/2 yrs while remaining debt free. I hope to have at least $200K by the time I retire and plan to let it continue to build until I am forced to start taking withdrawals at 70 1/2. (why is everything associated with a 401k in 1/2 yr increments?) I will live on my $5K/month pension and the $1K or so from SS. Life is what we make of it. You can sit and whine about what could have been or you can make the best of what you have. [/QUOTE]
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