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Message: <blockquote data-quote="dmac1" data-source="post: 4621366" data-attributes="member: 60252">An annual visit is covered with NO added co=pay or deductible. If your hospital stay had lasted 3 months, your out of pocket would be the same under the ACA, but you would have had thousands in co-insurance prior. I remember bread was 15 cents a loaf years ago, and now it's $1.50 due to Obamacare!!!!!! And there is zero chance you only had a $100 copay for a hospital stay in the last 20 years under your prior plan. Maybe $100 a day copay,  PLUS 20% co-insurance after you meet your full deductible. You probably even believe that nonsense yourself, though no one else will.</blockquote>