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<blockquote data-quote="bacha29" data-source="post: 3660741" data-attributes="member: 58386">I&#039;m sure that you know the current Medicare program does have deductibles co-pays and monthly premiums. The result is the need for a Medicare supplement that is designed to pay for some of what&nbsp; Medicare doesn&#039;t pay. Medicare will always be around but there is no question that it will pay a lower percentage of a patients overall bill . There will be higher monthly premiums with higher deductibles co-pays and annual maximum out of pocket. If you are a young person there&#039;s no better time to open up a health savings account than right now. Yes, it does mean sacrificing a higher standard of living now in exchange for better economic security later but keep in mind personal bankruptcies were one of the main drivers behind the first meaningful attempt&nbsp; at universal healthcare because at the time 86% of all personal bankruptcies were the result of medical bills.</blockquote>

[QUOTE="bacha29, post: 3660741, member: 58386"] I'm sure that you know the current Medicare program does have deductibles co-pays and monthly premiums. The result is the need for a Medicare supplement that is designed to pay for some of what Medicare doesn't pay. Medicare will always be around but there is no question that it will pay a lower percentage of a patients overall bill . There will be higher monthly premiums with higher deductibles co-pays and annual maximum out of pocket. If you are a young person there's no better time to open up a health savings account than right now. Yes, it does mean sacrificing a higher standard of living now in exchange for better economic security later but keep in mind personal bankruptcies were one of the main drivers behind the first meaningful attempt at universal healthcare because at the time 86% of all personal bankruptcies were the result of medical bills. [/QUOTE]

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