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Mgmt on Disability
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<blockquote data-quote="BrownSuit" data-source="post: 1217586" data-attributes="member: 14437"><p>While out on Short Term Disability, you continue to get paid, but not through UPS, it is paid through the insurance company (Aetna). Aetna ultimately decides what is approved and payment from my experience does not occur until Aetna has approved the claim. if you hear somebody say they got no pay, this comes from a disability claim that was not approved. (Note that this is a change in the process as previously UPS would pay all claims directly, including denied claims). People are quick to tell you that the man is trying to get one over and times have changed, but slow to take responsibility. Ask yourself, would you really want the company to pay denied claims? There is also an appeal process that is rather generous with several opportunities to appeal if your claim is initially denied.</p><p></p><p>The employee has to pay for all of their normal payroll deductions at the normal levels, as this is not deducted from the check from Aetna as it normally is directly from UPS. In the case where your claim is not approved, this is all out-of-pocket. This includes Insurance, 401 (k), United Way, UPS PAC, and insurance if you have payroll deductions through MET Life.</p><p></p><p>One poster referenced a new job, the company is not required to hold the exact same job, simply a like or similar job in position, pay, etc. Each HR Group has established policies about how long before this happens based on business needs and accommodation of the employee. </p><p></p><p>I think the cases referenced here are in the case of Long-Term Disability, which one poster referenced an administrative discharge after one-year period.</p><p></p><p>In the case of Long-Term disability is when your pay is cut, the percent varies based on what the employee selected in their insurance each year. The default option is 60% of your base pay for 5 years. There is additional insurance provided for income other than base pay. </p><p></p><p>Hope this clarifies some of the rumor mill, the disability benefits provided are very generous for management level employees.</p></blockquote><p></p>
[QUOTE="BrownSuit, post: 1217586, member: 14437"] While out on Short Term Disability, you continue to get paid, but not through UPS, it is paid through the insurance company (Aetna). Aetna ultimately decides what is approved and payment from my experience does not occur until Aetna has approved the claim. if you hear somebody say they got no pay, this comes from a disability claim that was not approved. (Note that this is a change in the process as previously UPS would pay all claims directly, including denied claims). People are quick to tell you that the man is trying to get one over and times have changed, but slow to take responsibility. Ask yourself, would you really want the company to pay denied claims? There is also an appeal process that is rather generous with several opportunities to appeal if your claim is initially denied. The employee has to pay for all of their normal payroll deductions at the normal levels, as this is not deducted from the check from Aetna as it normally is directly from UPS. In the case where your claim is not approved, this is all out-of-pocket. This includes Insurance, 401 (k), United Way, UPS PAC, and insurance if you have payroll deductions through MET Life. One poster referenced a new job, the company is not required to hold the exact same job, simply a like or similar job in position, pay, etc. Each HR Group has established policies about how long before this happens based on business needs and accommodation of the employee. I think the cases referenced here are in the case of Long-Term Disability, which one poster referenced an administrative discharge after one-year period. In the case of Long-Term disability is when your pay is cut, the percent varies based on what the employee selected in their insurance each year. The default option is 60% of your base pay for 5 years. There is additional insurance provided for income other than base pay. Hope this clarifies some of the rumor mill, the disability benefits provided are very generous for management level employees. [/QUOTE]
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