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<blockquote data-quote="Bagels" data-source="post: 1190447" data-attributes="member: 43436"><p>The FTers in my local are covered by what's now TEAMCare. Nearly everybody praises the insurance and rates it as excellent.</p><p></p><p>I just broke down TEAMCare in my previous postings. Do you have any evidence or proof to suggest that TEAMCare does not live up to the standards currently listed within its summary plan? Nearly every single posting knocking TEAMCare is from persons within company-controlled plans. Few people on these forums within TEAMCare have anything negative to say about it. As I mentioned above, the specific complaints they have with TEAMCare would be universal to any insurer (e.g. voodoo doctors, implants, etc. not being covered).</p><p></p><p>And once again, I'll point out that Aetna is merely the company that manages your insurance. <strong>Both TEAMCare & UPS-controlled plans are self-funded, self-administered plans.</strong> Aetna, BCBS, Kaiser, etc. are the providers that IBT & UPS pay to manager their plans. The sole difference between Aetna, BCBS, Kaiser, etc. will be the health care providers participating via that management plan. And who's better is regional. UPS only allows me to select Aetna, which is very limited in some regards in my area as BCBS is by far the dominate (80%+ market share) provider. Aetna may be perfect for you/your area, but it's a lousy choice for mine. FTers in TEAMCare here have BCBS IL, which is what I'm certain I'll be migrating to -- a superior choice & enhancement for me.</p><p></p><p><u><strong>Your insurance is/will be through UPS or IBT, not Aetna, BCBS, Kaiser, etc.</strong></u></p></blockquote><p></p>
[QUOTE="Bagels, post: 1190447, member: 43436"] The FTers in my local are covered by what's now TEAMCare. Nearly everybody praises the insurance and rates it as excellent. I just broke down TEAMCare in my previous postings. Do you have any evidence or proof to suggest that TEAMCare does not live up to the standards currently listed within its summary plan? Nearly every single posting knocking TEAMCare is from persons within company-controlled plans. Few people on these forums within TEAMCare have anything negative to say about it. As I mentioned above, the specific complaints they have with TEAMCare would be universal to any insurer (e.g. voodoo doctors, implants, etc. not being covered). And once again, I'll point out that Aetna is merely the company that manages your insurance. [B]Both TEAMCare & UPS-controlled plans are self-funded, self-administered plans.[/B] Aetna, BCBS, Kaiser, etc. are the providers that IBT & UPS pay to manager their plans. The sole difference between Aetna, BCBS, Kaiser, etc. will be the health care providers participating via that management plan. And who's better is regional. UPS only allows me to select Aetna, which is very limited in some regards in my area as BCBS is by far the dominate (80%+ market share) provider. Aetna may be perfect for you/your area, but it's a lousy choice for mine. FTers in TEAMCare here have BCBS IL, which is what I'm certain I'll be migrating to -- a superior choice & enhancement for me. [U][B]Your insurance is/will be through UPS or IBT, not Aetna, BCBS, Kaiser, etc.[/B][/U] [/QUOTE]
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