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<blockquote data-quote="Operational needs" data-source="post: 1420111" data-attributes="member: 43500"><p>I was covered by Cigna for many years, until a few years ago when FedEx changed insurance in my area to BC/BS. I never had a problem except once when my dermatologist prescribed Retin-A. Then the doctor just had to write a letter stating that it was medically necessary and not cosmetic. However, it was an HMO then. Don't know how it is now.</p></blockquote><p></p>
[QUOTE="Operational needs, post: 1420111, member: 43500"] I was covered by Cigna for many years, until a few years ago when FedEx changed insurance in my area to BC/BS. I never had a problem except once when my dermatologist prescribed Retin-A. Then the doctor just had to write a letter stating that it was medically necessary and not cosmetic. However, it was an HMO then. Don't know how it is now. [/QUOTE]
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